Vault Sterling Financials Privacy Policy

We prioritize the protection of your information and utilize it to ensure you receive the best financial solutions available.

Collection of Information

Vault Sterling Financials, along with its representatives, successors, agents, assigns, and designees (collectively referred to as "Recipients"), will gather information necessary to verify your personal and/or business details for loan qualifications funded directly by Vault Sterling Financials or through active banks, non-depository lenders, and other sources. The information collected includes, but is not limited to, your financial statements, bank statements, personal and business details, credit history, social security number, tax ID number, and bank information. We may also access your website, public disclosures, and social media platforms for additional information.

You consent to Vault Sterling Financials and Recipients requesting credit reports from consumer and business reporting agencies such as TransUnion, Experian, and Equifax, as well as from other credit bureaus, banks, creditors, and third parties. You authorize our employees or representatives to complete fields required in our loan application on your behalf, pending your review. Additionally, you consent to the release of relevant information about you from any creditor, financial institution, or third party you've conducted business with, excluding data from personal or business credit reports, to Vault Sterling Financials and each Recipient. Once you submit an application, we may reach out for further information.

Security

We take the security of your information very seriously. Vault Sterling Financials employs 2048-bit Secure Sockets Layer (SSL) encryption to establish a bank-level encrypted connection when you submit application forms on our website. All data is securely stored on Amazon Web Services servers located in the United States.

If you provide Vault Sterling Financials access to your online banking information rather than in paper form, we may record that information on a read-only basis. We cannot change, edit, or modify your online banking account information or conduct transactions on your behalf.

Use of Information

Your information may be utilized to fulfill requests for our services, respond to inquiries, and offer other products, programs, or services that may interest you. We may use your information to complete transactions, verify the existence and condition of your accounts, or assist with transactions. Additionally, your information may help us enhance and personalize our services and related offerings, such as pre-filling form fields for your convenience.

Sharing of Information

We may share your personal information as follows:

• You authorize Vault Sterling Financials employees or Recipients to transmit our loan application form and related information to any creditors, financial institutions, or third parties to provide our services, excluding data from personal or business credit reports.
• With affiliate partners and other third parties to maintain and enhance our services.
• With academic and non-profit institutions for research purposes.
• In connection with negotiations for any merger, sale of stock or assets, financing, acquisition, divestiture, or dissolution of all or part of our business.
• Aggregated non-personalized data may be shared with partners for marketing purposes.
• To investigate or take action regarding violations of our Terms of Use, illegal activities, suspected fraud, or threats to any person's legal rights or safety, or the security of our network, sites, or services.
• To respond to claims that any posting or content violates the rights of third parties.
• In emergencies, to protect the health and safety of our site users or the public.
• To comply with subpoenas, court orders, or legal processes.

Telephone and Email Communications

Customers who register with us may receive telephone calls, ringless voicemails, email alerts, and summaries of their activities as outlined in the Terms of Use. We may also offer subscriptions to email newsletters and send promotional emails about Vault Sterling Financials or third-party products and services. Registered customers can opt out of promotional emails and terminate newsletter subscriptions following the instructions in the emails. To opt out of telephone and email communications, you may reply to an email indicating your preference, email us at info@standardoverseasfinancial.com, or call us at (800) 852-0655. Please note that opting out will not end the transmission of service-related calls and emails.

Short Message Service (“SMS”) Communications

Customers who register may receive SMS alerts regarding our services. You can opt out of these SMS alerts by texting “STOP” to any message received from us. Upon receipt, we will confirm your unsubscription via SMS, and you will no longer receive messages from Vault Sterling Financials.

Changes to Privacy Policy

We reserve the right to modify this Privacy Policy at our discretion. If changes are made, we will notify you as required by applicable law. However, we may not provide notice for all changes; thus, we encourage you to review this Privacy Policy frequently. By using our services, you agree to accept the revised versions posted on www.vaultsterlingfinancials.com, and these postings will constitute notice of the updated Privacy Policy.